Tucked away on a quiet cul-de-sac in the desirable Tomoka Oaks community of Ormond Beach, this unique 3-bedroom, 2.5-bath home offers privacy, character, & an ideal layout. Featuring a 2-car garage & a spacious tri-level floor plan, this home includes new windows installed in 2023, a cozy wood-burning fireplace, & split bedrooms for added comfort & privacy. The two guest bedrooms are located on the upper level & share an oversized Jack-and-Jill bathroom, while the private primary suite is conveniently situated on the main level. Enjoy relaxing or entertaining in the secluded backyard defined by a distinctive stone wall that creates a peaceful retreat. Optional HOA fee is only $60 annually. Close to the river & the beach, & within 2 miles of shopping, dining, banking, medical facilities, fitness centers & other everyday conveniences & close to major thoroughfares. This home, zoned for top-rated public schools, combines tranquility with accessibility. Roof age unknown, AC 2015, WH 2023.